Banking Disclosures

Aureus and its providers

Aureus Banking Company is a financial technology platform, not a chartered depository institution. Planned fiat integrations use Increase. Increase Technologies, Inc. provides technology services; banking services are provided by the bank identified in the applicable account agreement.

Planned capabilities

Accounts, balances, beneficiaries, ACH transfers, domestic wires, FedNow, Real-Time Payments, book transfers, cards and checks are planned. Availability is subject to provider program approval, eligibility, network support and separate terms. Displaying a feature is not an offer to open a bank account or issue a card.

Account and deposit terms

Before activation, the applicable banking partner, account agreement, fees and disclosures will be provided. Do not assume that an Aureus wallet is a deposit account or that a planned product is eligible for deposit insurance. Any deposit-insurance coverage depends on the actual bank, account structure and applicable requirements.

Payments and settlement

Rail cutoffs, reviews, returns, reversals, delivery and settlement rules vary. Provider acceptance is distinct from settlement. Card and check features may have separate eligibility, limits, charges and fulfillment rules.

Provider information

Read Increase’s current technology and banking-partner agreements for information about its services. Those agreements do not themselves establish an Aureus account or confirm that a particular banking partner has approved an Aureus service.

Provider references: Increase agreements · Increase technology terms.

Questions or privacy requests? Contact Aureus.